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The acupuncture office of Deborah Hutchinson, PhD, LAc, DiplAc (NCCAOM)®. Located in downtown Lexington, Kentucky, offering acupuncture and moxibustion according to Traditional Chinese Medicine (TCM) principles

Will my insurance cover acupuncture?

Insurance coverage varies from state to state and plan to plan. Contact your insurance provider to learn what kind of care is covered. Here are a few questions to ask:

  • Will my plan cover acupuncture for my health problem? (some plans are very limited on the conditions they will cover)
  • How many visits per calendar year? (The will tell you a maximum upper limit. Word of caution — that does not necessarily mean the  company will pay for that many visits.)
  • Do I need a referral from a physician?
  • May I choose my own acupuncturist or is there a provider list I have to choose from?
  • Do I have a co-pay or co-insurance?
  • Do I have a deductible? If yes, has it been met?

Regarding particular insurance carriers:

Currently we are a Veterans Community Care provider. For more information check out the information on our Acupuncture for Veterans page.

United Healthcare: We are credentialed with United/Optum. Your plan will determine whether this office is in-network.

Humana: We are credentialed with Humana, but are an out-of-network provider at this time.

Cigna: Unfortunately, we will be terminating our contract with Cigna on April 12, 2022. Until that time we will continue billing for any current patients and accepting co-pays at the time of service. After that time, we will no longer be a network provider and payment in full will be due at the time of services.

Anthem/BCBS: Please call to inquire. Some plans are managed by American Specialty Health, which we are terminating our contract with on April 12, 2022. Many plans do not cover acupuncture, or if they do then it is for a very limited set of conditions.

Medicare: The only condition currently covered by Medicare is low back pain. No other health conditions are covered at this time. There is a bill sponsored by California Representative Judy Chu (HR4803: Acupuncture for Our Seniors Act of 2021) that seeks to expand coverage for acupuncture. We encourage you to contact your congressional representative and senators to encourage them to support the bill.

If you would like to know if your insurance will cover acupuncture treatments, we can check with the company using the information on the front and back of your insurance card. We can provide a statement (Superbill) with the relevant information for submitting to your insurance company if we are not a network provider for your plan and are not able to submit a claim to them. Each plan is different, so check with your insurance company first to find out whether your plan covers acupuncture.

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